90 Seconds of Wisdom

This month, some big companies are undergoing stock splits, and we want to make sure you understand what that means for you.
In this month's 90 Seconds of Wisdom, Brian Laraway, our Partner and Wealth Manager, provides clear examples of both forward and reverse stock splits. These events present opportunities for investors. If your stock undergoes a split and you have questions, please don't hesitate to reach out to us. 

As election season approaches, there's a lot of talk about how the market might respond.
In this month's 90 Seconds of Wisdom, Kelcie Schiraldi, Wealth Manager, shares a historical perspective that suggests elections
might not affect the market as much as we think. Check out Kelcie's segment for some reassuring insights.

As a follow up to Nick's 90 Seconds of Wisdom about Cyber/Imposter Scammers, Sarah Bury, Wealth Manager, shares tips
to help prevent you from falling victim to Social Security Administration imposters. Please watch Sarah's 90 Seconds of Wisdom below.

Additional information from the Social Security Administration available here: www.ssa.gov/scam

In our latest segment, Nick Romeo, Wealth Manager, shares how to protect yourself from Cyber/Imposter Scammers.
We chose this topic after watching Andy Cohen appear on the Today Show to talk about how he was a victim.
Please watch Nick's 90 Seconds of Wisdom and visit the additional link below if you missed Andy's story.

From the Today Show: Andy Cohen Recounts Ordeal of Losing Money in Elaborate Scam

The beginning of a new year is a good opportunity to evaluate ways to save more, pay off debt and get a better overall handle on your finances. 
Bill Nock, Paraplanner, reviews important items to consider as you set your financial goals for 2024 in this installment of 90 Seconds of Wisdom. 

With the holidays and year-end quickly approaching, Kelcie Schiraldi, Financial Advisor, takes this installment of 90 Seconds of Wisdom
to discuss Charitable Giving. She explains strategies that could provide an investment or tax benefit to you while also helping your favorite charities.

Todd Bury, President, shares why we should consider 30 year returns versus 1 year returns when planning long-term.
Sharing a chart from a Ben Carlson blog post, titled a Wealth of Common Sense, you'll see that the 1 year returns can be all over the map
while 30 year returns don't change all that much.

Nick Romeo, Paraplanner and one of the newest members of our BFG Team, draws from his technology background to explain
how we might expect to see artificial intelligence put to work in the financial industry in this June installment of 90 Seconds of Wisdom.

Kelcie Schiraldi, Financial Advisor, describes how target-date funds in your 401(k) can provide a
well-diversified option that adjusts to your life stages in this May installment of 90 Seconds of Wisdom. 

Brian Laraway, Partner, explains the difference between the brokered CDs that we provide and
those purchased from banks in this April installment of 90 Seconds of Wisdom.

Kelcie Schiraldi, Financial Advisor, explains what type of tax forms you should expect and
how long it might take to receive them in our March installment of 90 Seconds of Wisdom. 

Todd Bury, President, discusses how CDs and money markets could become
a valuable piece of your portfolio in our February installment of 90 Seconds of Wisdom. 

Greg Gett, CPA, MBA, Financial Advisor, reviews important information regarding 529 plans in our January installment of 90 Seconds of Wisdom.

Brian Laraway, Partner, presents non-partisan information for you to consider
regarding the upcoming mid-term election in our November installment of 90 Seconds of Wisdom.

Kelcie Schiraldi CPA/PFS, CFP®, Financial Advisor, explains the importance of properly naming beneficiaries
on all of your accounts in this installment of 90 Seconds of Wisdom. 

David Maxwell, Financial Advisor, presents information about I Bonds so you can determine if they are a fit for your portfolio.
To learn more, please visit the website that David references in the video: TreasuryDirect.gov- I Bonds

Our founder, Todd Bury, provides an introduction of this new segment, 90 Seconds of Wisdom.
He also explains 3 ways that you can react in a bear market.